Factroww turns your unpaid trade invoices into same-week cash — Shariah-compliant, no new debt, with your customers paying into escrow. Stop waiting 60–90 days to get paid.
advanced to you · 88% of invoice
Indicative only — final terms after invoice & KYC verification.
See if you qualify
Three quick questions — no sign-up needed.
Question 1 of 3
Corporates, government, large retailers or established firms.
How we help your business
Built for GCC SMEs who sell to large, creditworthy buyers but can't afford to wait months to get paid.
Advance up to 88% of your invoice value in days — instead of waiting the 60–90 days your buyer takes to pay.
It isn't a loan. You're selling a receivable, so financing stays off your balance sheet.
Murabaha & Musharakah structures — profit-rate, never interest — overseen by our Shariah Supervisory Board.
Repayment flows quietly through escrow — no disruption to how you work with your buyers.
See your advance, fee, and residual upfront. What you're quoted is what you get — no hidden charges.
Upload your statements, get an indicative offer instantly, and receive funds after a quick verification.
How it works
Share your company details and documents in minutes.
See an instant indicative advance with transparent fees.
We confirm the invoice with your buyer and advance the cash.
Your buyer pays into escrow on the due date; the balance settles to you.
Escrow, visualised
When your buyer settles, escrow repays everyone automatically — you just receive your residual.
Buyer pays the invoice into escrow
The full amount settles into a ring-fenced account
Your advance is repaid
The 88% you already received, up front
Investor profit
Pre-agreed Murabaha profit — never interest
Platform fee
Factroww service fee (0.6%)
Residual released to you
The balance settles straight to your account
You keep $464,640 of your $480,000 invoice — repaid automatically from escrow, with no chasing.
Get startedApply in minutes and get an indicative offer instantly. No obligation.